We're here to help you.

We start with a thorough evaluation of your circumstances and discuss your options in clear, understandable language. We then actively negotiate with your lenders on your behalf, aiming to modify your loan terms to create a more manageable payment plan. We also provide expert advice on refinancing options and offer insightful debt counseling to help you regain control over your finances.

Remember, preforeclosure isn't just about preserving your home. It's about rebuilding your financial confidence and setting you up for a brighter future. Don't go through this alone – let us stand by your side.

Loan Modification

Our loan modification service offers personalized guidance tailored to your unique financial situation. We help you understand your options and navigate the best course of action. We strive to adjust your loan terms to more affordable payments, giving you the financial freedom you need.

Top Challenges:

  • High interest rates.
  • Difficulty in understanding loan terms.
  • Unaffordable loan payments.
  • Negative impact on credit scores.
  • Increased loan term length.

Our Solutions:

  • Negotiation of lower interest rates.
  • Explanation and clarification of complex loan terms.
  • Restructuring of payment plans to make them more affordable.
  • Assistance in maintaining good credit scores.
  • Reduction of loan term lengths through negotiations.

Liens

Our experts provide aid for HOA, water, property taxes, mechanic liens, taxes, and other liens. We help you navigate through the complexity of these obligations with ease, ensuring you are informed and protected throughout the process.

Top Challenges:

  • Understanding the type and nature of the lien.
  • Difficulty in negotiating lien removal or reduction.
  • Legal complexities surrounding lien removal.
  • Potential foreclosure due to liens.
  • Damage to credit score.

Our Solutions:

  • Explanation and clarification of different types of liens.
  • Negotiation with lienholders for lien removal or reduction.
  • Legal advice on lien removal.
  • Foreclosure prevention strategies.
  • Guidance on credit score improvement after lien payment.

For Sale By Owner

Skip the middleman and take control! This property is sold directly by the owner, promising more personalized interactions and potentially lower costs.

Top Challenges:

  • Property Pricing: Difficulty in setting a competitive, yet profitable, price.
  • Legalities: Lack of understanding about legal requirements and paperwork.
  • Marketing: Difficulty in reaching and attracting potential buyers.
  • Negotiations: Managing direct communication and haggling with buyers.
  • Time Management: Juggling various tasks of selling a property.
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Our Solutions:

  • Do Market Research: Understand local property prices to set a fair price.
  • Hire a Lawyer: Legal guidance can prevent pitfalls and costly mistakes.
  • Use Online Platforms: Advertise on multiple real estate websites to reach buyers.
  • Learn Negotiation Tactics: Familiarize yourself with negotiation strategies for better deals.
  • Make a Schedule: Prioritize tasks and set a schedule to manage time.

Preforeclosure Assistance

Our preforeclosure assistance provides proactive support to help you avoid foreclosure. Through services like loan modification, refinancing, and debt counseling, we aim to provide solutions that best fit your financial circumstances and future goals.

Top Challenges:

  • Unmanageable mortgage payments.
  • Misunderstanding of mortgage terms.
  • Negotiating with lenders.
  • Legal complexities of preforeclosure.
  • Threat of losing home.

Our Solutions:

  • Mortgage payment restructuring.
  • Explanation and clarification of mortgage terms.
  • Negotiation support with lenders.
  • Legal advice on preforeclosure process.
  • Strategies to prevent loss of home.

Foreclosure Assistance

Our foreclosure assistance provides expert legal counsel to protect your rights, navigate court proceedings, and negotiate with lenders on your behalf. Our goal is to minimize the financial impact of foreclosure and help you transition to the next phase of your life with grace and dignity.

Top Challenges:

  • Understanding the foreclosure process.
  • Negotiating with lenders during foreclosure.
  • Legal intricacies of foreclosure.
  • Damage to credit score.
  • Potential loss of home.

Our Solutions:

  • Education on the foreclosure process.
  • Support in lender negotiations during foreclosure.
  • Legal advice and guidance through foreclosure proceedings.
  • Credit score improvement strategies.
  • Assistance in finding alternative housing options.

Short Sale Services

Our short sale services provide specialized assistance in negotiating and executing a short sale. We strive to minimize the financial impact of a short sale while maximizing your return, providing a financial lifeline in challenging circumstances.

Top Challenges:

  • Difficulty in finding buyers for short sales.
  • Negotiating with lenders for a short sale approval.
  • Understanding the implications of a short sale.
  • Potential damage to credit scores.
  • Loss of home equity.

Our Solutions:

  • Assistance in finding potential short sale buyers.
  • Expert negotiation with lenders for short sale approval.
  • Education on the implications and process of a short sale.
  • Strategies for credit score improvement post short sale.
  • Guidance on mitigating loss of home equity.

Bankruptcy Counseling

Our bankruptcy counseling provides detailed advice on whether bankruptcy could be a viable strategy to avoid preforeclosure and how to navigate the process. Our aim is to provide clarity and peace of mind during these difficult financial times.

Top Challenges:

  • Understanding the types and processes of bankruptcy.
  • Dealing with creditors during bankruptcy.
  • The stigma and emotional stress of bankruptcy.
  • Potential loss of assets.
  • Impact on credit score.

Our Solutions:

  • Education on the types and processes of bankruptcy.
  • Support in dealing with creditors during bankruptcy.
  • Emotional support and reassurance during the process.
  • Legal advice to protect assets during bankruptcy.
  • Strategies for rebuilding credit after bankruptcy.

Credit Repair

Our credit repair services provide preforeclosure assistance to help repair your credit score. We offer a clear path towards financial recovery and future homeownership, aiming to restore your financial health and improve your borrowing capabilities.

Top Challenges:

  • Understanding credit scores and reports.
  • Dealing with debt collectors.
  • Managing high interest rates on existing debts.
  • Difficulty in obtaining new credit.
  • Long term impact on financial health.

Our Solutions:

  • Education on understanding and improving credit scores.
  • Support in dealing with debt collectors.
  • Advice on managing and consolidating existing debts.
  • Strategies for obtaining new credit.
  • Comprehensive plans for long-term financial health improvement.

Ready to get started?

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